Best Interest Financial Compliance Disclosure

Effective Date: February 20, 2025

Best Interest Financial (“Company,” “we,” “our,” or “us”) is committed to maintaining full compliance with all applicable federal and state laws governing mortgage lending practices. This mortgage compliance disclosure outlines our adherence to regulatory requirements and consumer protection standards, ensuring transparency, fair lending, data security, and accessibility for all users. By accessing and using this website, you acknowledge and agree to the terms set forth in this disclosure.

Clear and Accurate Disclosures

We provide clear, accurate, and readily accessible disclosures regarding loan terms, interest rates, applicable fees, and potential risks associated with mortgage products. These disclosures align with the requirements of the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA), helping borrowers make informed financial decisions.

To explore loan options and learn more about programs available, visit our Loan Programs page.

Equal Opportunity and Fair Lending

Best Interest Financial is an equal opportunity lender. We strictly adhere to the Equal Credit Opportunity Act (ECOA) and all related fair lending regulations, ensuring that no applicant is discriminated against based on race, color, religion, national origin, sex, marital status, age, or other protected characteristics. In addition, our policies and procedures promoting fair lending are publicly accessible on our website.

Privacy and Data Security

We take consumer privacy seriously and comply with all applicable data protection laws, including the Gramm-Leach-Bliley Act (GLBA) and the Fair Credit Reporting Act (FCRA). Our website uses secure encryption and protective protocols to safeguard user information. For more information, please review our full Privacy Policy. By using our services, you consent to our data collection and security practices.

Website Accessibility Compliance

Best Interest Financial is committed to providing an accessible digital experience for all users, including individuals with disabilities. Therefore, we maintain compliance with the Americans with Disabilities Act (ADA) and follow the Web Content Accessibility Guidelines (WCAG). If you encounter any difficulty using our site, please contact us, and we will make every effort to accommodate your needs.

Home Mortgage Disclosure Act (HMDA) Compliance

If applicable, we collect and report loan application data in accordance with the Home Mortgage Disclosure Act (HMDA). This supports transparency in lending and allows regulatory agencies to monitor fair lending compliance.

Secure Online Applications

To protect sensitive customer information, we implement robust security measures for all online mortgage applications. These include secure data transmission protocols, encryption, and multi-layer authentication to prevent unauthorized access.

Regular Compliance Audits

We conduct regular internal audits to ensure our website and digital tools remain in full compliance with lending regulations. These audits include review of disclosures, accessibility, security measures, and website performance. As a result, users can trust that we actively maintain a compliant experience.

Employee Training and Compliance Awareness

All Best Interest Financial employees receive ongoing training in regulatory compliance, data security, and fair lending. This ensures every team member understands their responsibilities and helps maintain a legally compliant, trustworthy environment for our clients.

By using this website, you acknowledge that you have read, understood, and agreed to the terms of this Mortgage Compliance Disclosure.

Need assistance? Visit our Contact Page or learn more about your rights through the Consumer Financial Protection Bureau.